Your Path to Financial Clarity and Confidence
Financial Clarity
Welcome. You’ve already taken the most important step towards a life completely free of financial stress. Ready to move from overwhelmed to in control?
You are here to build a clear, personalized strategy for financial peace and freedom. Maybe you’re tired of the confusion, or you simply want your hard-earned money to finally work for you. We help you achieve exactly what success looks like—whether that’s eliminating debt, saving for a big purchase, or gaining the freedom to leave your day job.
You have questions, and we have the strategy. Ready to move forward with confidence? Below are the most frequent questions people ask about financial coaching.
What does a financial coach do?
A Financial Coach helps you manage the day-to-day reality of your money life—things like cash flow, budgeting, and debt repayment. We provide the clear steps and accountability you need to build healthy financial habits and eliminate money stress..
Think of us as a personal trainer for your money. We partner with you to create a winning strategy, hold you accountable to your goals, and provide the encouragement you need to succeed
Who Hires a Financial Coach?
Anyone, at any income level, who is feeling stressed, overwhelmed, or confused about their personal finances. If you want to pay off debt, save for a goal, build a realistic budget, or stop living paycheck-to-paycheck, plan a life without the need for a job, then coaching is for you.
I'm embarrassed about my money. Is this a safe space?
Absolutely. Money is intensely personal, and it can feel vulnerable to discuss. My office is a 100% judgment-free and confidential space. We don't judge past mistakes; we partner to help you master your money. This is the only safe space to talk about cash flow and budgeting, which you aren't taught in school and is not something your financial advisor will discuss.
Why should I pay for a financial coach if I'm already in debt? Isn't that counterintuitive?
It's a great question! Think of it as an investment to get out of debt faster and build healthier long-term money habits. A financial coach can provide: A clear path, accountability, long-term skills, and potential savings. By helping you pay off debt faster, a coach can often save you more money in interest charges than their fee costs.
How is this different from a Financial Advisor?
A Financial Advisor focuses on long-term wealth management, investments, and retirement planning. A Financial Coach focuses on your present-day behavior, helping you master your income and spending so you have a foundation to invest later.
What results can I expect?
Clients gain clarity, control, and confidence. You'll know exactly where your money is going, feel prepared for emergencies, and start making real progress toward a life completely free of money stress.
Meet your coach
Maggie M.
My childhood was a whirlwind adventure. From a young age and well into my adulthood, I lived in places far from the typical tourist trail, including Sudan, Haiti, and South Korea. Witnessing such diverse cultural approaches to wealth, alongside my parents' financial responsibility and my husband's similar mindset, instilled in me a strong money mindset that keeps me on track to this day.
Despite graduating with less-than-stellar grades, I set my sights on a career in sales. For over 25 years, I thrived in that world, consistently exceeding my goals and securing multi-million dollar contracts for Fortune 100 companies. I attribute this success to incredible mentors and a singular focus on doing right by my customers, which led me to create a lean and effective method for generating, winning, and keeping clients.
My global travels have given me the incredible gift of connecting with fascinating people and observing countless different lifestyles and approaches to managing money. By reaching financial independence in my 40s, my husband and I earned the freedom to choose how we spend our time.
My passion for environmental protection is central to my coaching. I believe our consumption choices are the most powerful way we vote—impacting both our wallets and the Earth. As a certified Financial Fitness Coach (Post-FI and Money Management Essential Certified), I empower you to redefine your money narrative, achieve financial peace, and actively build a sustainable future for yourself and the planet through conscious spending.
maggie@thefreesparrow.com
What People Are Saying
“Maggie provided exactly the clarity and support I needed to get my finances back on track. Her expertise, thoughtful insights, and personalized recommendations made the budgeting process feel approachable and empowering. I’m truly grateful for her guidance and highly recommend her to anyone looking to take control of their financial future.”
— Heather H. WA
“The Free Sparrow really opened my eyes to the everyday things I spent money on and didn’t realize how much I was wasting. The practical tips and achievable goals are incredibly helpful. Thank you Free Sparrow!”
— Erik K. TX
Maggie’s practical advice has opened a path to new life possibilities and empowered me to make more informed decisions about my financial path.”
— Paul H. FL
“I wish I had resources like this 30 years ago, when I was blowing away money with frivolous items.