Where are you in your financial journey?
Dependent
Income is less than expenses
Credit card debt is over $10K
No emergency fund
No retirement savings
Stable
Income is greater than expenses
No rotating credit card debt
Emergency fund of 3 months of core expenses
Fully funding retirement plan
Independent
Yearly expenses are covered by passive income
No Rotating credit card debt
Emergency cash fund of 1 year of core and discretionary expenses
Skilled at funding SD IRA or Solo 401K
Trust in place
Solvent
Income is equal to expenses
Credit Card Debt is under 3K
Emergency fund of 1 month of core expenses
Partially funding one’s retirement plan
Secure
Income is greater than expenses
No rotating credit card debt
Emergency fund of 1 year of core expenses
Fully funded 401K & Roth IRA
Wherever you are in your journey, remember that you are here now, and that alone is a big jump forward.
The next step is to book your 3-month Financial Basics and Decluttering courses. Below, you will find some information about each course. From there, we tailor each subsequent session based on your progression. Think of us as your personal trainer, but for your wallet!
